Benefits for SME and Agri Lenders:

  • Auto-import of financial accounts saves time by eliminating the need for manual data input and eliminates data input errors.
  • The visualisation of the accounting data and the instructional narrative comments facilitate more meaningful analysis and engagement between colleagues in relation to financial information.
  • Lenders can use the graphical presentation of the financial accounts to have more engaging and meaningful discussions with SME and Agri customers regarding their financial performance.
  • Enhanced credit capability allows lenders to quickly identify and quantify the key issues and risks in a borrower’s financial accounts.
  • Instructional videos and pop-ups help lenders to understand difficult concepts such as working capital and cash flow.
  • Repayment capacity calculators for SME and Agri applications result in faster and better informed credit decisions.
  • Inbuilt credit scoring models:
    •   - Provide a framework for credit assessment
    •   - Measure the risk in your loan portfolio
    •   - Help you to build credibility with the Financial Regulator

Technology

  • Visualyse is a web-based application that can be accessed at any time from any location using a desktop, laptop or tablet.
  • All data is transferred securely using 128-bit encryption