Benefits for SME and Agri Lenders:

• Auto-import of financial accounts saves time by eliminating the need for manual data input and eliminates data input errors.
• The visualisation of the accounting data and the instructional narrative comments facilitate more meaningful analysis and engagement between colleagues in relation to financial information.
• Lenders can use the graphical presentation of the financial accounts to have more engaging and meaningful discussions with SME and Agri customers regarding their financial performance.
• Enhanced credit capability allows lenders to quickly identify and quantify the key issues and risks in a borrower’s financial accounts.
• Instructional videos and pop-ups help lenders to understand difficult concepts such as working capital and cash flow.
• Repayment capacity calculators for SME and Agri applications result in faster and better informed credit decisions.
• Inbuilt credit scoring models:
  •   - Provide a framework for credit assessment
  •   - Measure the risk in your loan portfolio
  •   - Help you to build credibility with the Financial Regulator

Technology

• Visualyse is a web-based application that can be accessed at any time from any location using a desktop, laptop or tablet.
• All data is transferred securely using 128-bit encryption